Easy Ways to Apply For a Credit Card and Quick Accepted

There are two important ways that you can have a credit card. The first way that the financial institutions who offer to you so that, you just accept something wrong and just waiting for the process is complete.
The second way is by filling out the form for submission of the credit card applicant. Generally, many people have to wear both ways unless the person has had a credit card with a pretty good history of payments, then the bank will bid them her credit card. Actually the submission of bca credit card is similar to other banks.

Here we describe some of the important tips that credit card application you can quickly accepted:
1. Choose to apply for a credit card at the bank where you become a customer there. That is better to start the loan application on the bank where you already have an account with either a savings account or deposit. Suppose If you have an account on a standalone bank, then the bank can independently check the cash flow and a large amount of your savings that normally they would be easier mengapprove (receive) your submission of them.

2. In the petition process until approval credit cards, all banks will check the cash flow (financial turnover) you. If your cash flow smoothly, properly and regularly, then the bank will certainly be happy to mengapprove / approve your petition filing because of course you are considered capable and able to pay.

3. Do not be in arrears. One-time no stump (late) in loan payments, then list your cash flow has been marked. It can generally lead to the filing of your credit card was declined. So you keep your cash flow nice and clean with a way to pay the bills before the specified time limit.

4. In the event that some banks do where customers can refer friends or family to be able to be the credit card holder. Generally, banks have to assume that you referenced deserve to be considered.

5. Create a credit card at the bank according to area of ​​residence on the ID card. There are some banks who refuse submission because the party who filed domiciled outside the city (as on ID card) then to mensiasatinya, you can apply for credit cards in the city of origin. Remember, all banks usually impose the submission of independent credit card terms and methods are almost identical.


General Requirements to apply for a credit card:- Minimum 21 Years
- Minimum Salary (Take Home Pay) Rp. 3.000.000, -
- Lists the number Fixline minimum 1 office (Telkom)
- Include your home telephone number / family (allowed in or out of town)

Regular Path, Requirements Required Documents- ID cards
- Salary Slip (for employees)
- SKP (Certificate of Income)
- SPT Tax / TIN

(This requirement is not absolutely the same from one bank to the other bank, so dig more information on the bank where you apply for a credit card)